Dexter P. Lyons is a Christian Money Manager seeking to honor God as the Portfolio Manager of the Issachar Fund (LIONX). I believe that God has gifted me with a passion and a purpose and I am daily seeking to fulfill my destiny.
My obedience and love for Jesus drives me to honor Him by striving to be a good steward of all relationships and money that He has entrusted to me. I would classify myself as a tactical, active risk-manager seeking to manage assets on a risk-adjusted basis in an effort to achieve long-term capital appreciation.
While working as a diesel mechanic in the late 80’s, I lost over half of my savings during a two week period to a stock broker with an apparent conflict of interest. It was at that moment I decided that I would make every attempt to avoid this happening to me again. I studied the stock market and computers extensively in college and tried to figure out how I lost so much money in such a short period of time. My thinking at the time was, if I lost it then that meant someone found it and that really intrigued me. I increased my knowledge of the financial markets and began creating investment strategies that seek to provide capital gains with limited risk exposure. It has taken me over two decades of gains and losses to come to the conclusion that there are times to be invested and there are times to certainly not be invested. My job as the portfolio manager is to seek His Wisdom and Understanding and to maintain daily risk-management disciplines. I have used sophisticated models and systems through the years and have come to one basic conclusion. Computer models and systems work until they don’t and no one rings a bell to tell you that the model quit working. Nothing can replace the Grace, Wisdom and common sense that God freely gives us. I want to share my 27 plus years of hard work and lessons learned with the shareholders of the Issachar Fund (LIONX).
I graduated from the University of Louisiana at Lafayette in 1990 with a Bachelor of Science in Business Administration. I served as the sole investment manager at Horizon Capital Management, Inc. (HCM) for all separately managed client accounts held at Charles Schwab and Fidelity from 1990 until 2004. From 2004 to 2014, I served as the sole portfolio manager of the HCM Freedom Fund (HCMFX). I launched the Issachar Fund on 3/3/14 for Direct held accounts at Gemini Fund Services, LLC.
Managing money is a full-time job and I have learned the hard way that I cannot control the “return” but I can attempt to manage the “risk” I take while investing. I do not subscribe to the buy-n-hold philosophy because I believe there is just too much potential risk in the market to stick my head in the sand and say what most people say: “I am in it for the long run and it always comes back”. I am now over 50 and my goal is to make my money work for me instead of me working for it. I do not need to swing for the fences and potentially strike out or even worse, lose the game. I try to focus on getting base hits and scoring when the opportunity presents itself. In other words, I am trying to limit loses by managing risk and attempting to identify and profit from market trends.
I live in Lafayette, LA with my wife of 23+years, along with our 4 children. My hobbies are spending time with my family and friends at our camp boating, fishing and hunting.
I have enjoyed serving on Westminster Christian Academy’s (www.WcaLa.org) School Board of Governors since 2007 and I also enjoy serving in Men’s Ministry at Our Savior’s Church (www.OurSaviorsChurch.com) in Lafayette, LA pastored by Pastor Jacob Aranza.
Question: Does your money manager have his or her assets invested in the same fund as yours?
Signed: Dexter P. Lyons (NLD Review Code 0734-NLD-2/28/2014)